End User License Agreement
Effective date: July 16, 2026
1. Acceptance of Terms
This End User License Agreement ("Agreement") is a legal agreement between you ("you" or "User") and Xpense ("Xpense," "we," "us," or "our") governing your access to and use of the Xpense expense management platform, including its web and mobile applications, integrations, and related services (collectively, the "Service").
By accessing or using the Service, you agree to be bound by this Agreement and our Privacy Policy. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization, and "you" refers to that organization. If you do not agree to this Agreement, do not use the Service.
2. License Grant
Subject to your compliance with this Agreement and any applicable subscription or service agreement, Xpense grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service for your internal business purposes during the term of your subscription.
3. Restrictions
You agree that you will not, and will not permit others to:
- Copy, modify, distribute, sell, lease, or sublicense the Service or any part of it;
- Reverse engineer, decompile, or attempt to derive the source code of the Service, except where such restriction is prohibited by law;
- Use the Service to violate any law or regulation, or to infringe the rights of any third party;
- Attempt to gain unauthorized access to the Service, other users' accounts, or related systems and networks;
- Interfere with or disrupt the integrity or performance of the Service; or
- Use the Service to build a competing product or service.
4. Accounts and Responsibilities
You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account. You are responsible for the accuracy and legality of the data you and your users submit to the Service.
5. Your Data
As between you and Xpense, you retain all rights, title, and interest in the receipts, invoices, accounting records, and other data you submit to or generate through the Service ("Customer Data"). You grant Xpense a limited license to host, process, and display Customer Data solely as necessary to provide the Service. Our collection and use of information is described in our Privacy Policy.
6. Third-Party Services and QuickBooks Online
The Service can connect to third-party services that you authorize, including QuickBooks Online, provided by Intuit Inc. Your use of any third-party service is governed by that provider's own terms and privacy policy, and Xpense is not responsible for third-party services.
By connecting QuickBooks Online, you authorize Xpense to access and exchange data with your QuickBooks Online company on your behalf, as described in our Privacy Policy. You may revoke this authorization at any time by disconnecting the integration. Xpense is an independent application and is not affiliated with, endorsed by, or sponsored by Intuit Inc. QuickBooks and QuickBooks Online are registered trademarks of Intuit Inc.
7. Intellectual Property
The Service, including its software, design, and content (excluding Customer Data), is owned by Xpense and its licensors and is protected by intellectual property laws. Except for the limited license granted in Section 2, no rights in the Service are granted to you. Feedback you provide about the Service may be used by us without restriction or obligation to you.
8. Fees
Access to the Service may require payment of subscription fees as set out in a separate order form or service agreement between Xpense and your organization. Where such an agreement exists, its payment terms govern.
9. Term and Termination
This Agreement is effective from your first use of the Service and continues until terminated. We may suspend or terminate your access to the Service if you materially breach this Agreement, if required by law, or upon expiration or termination of your organization's subscription. You may stop using the Service at any time. Upon termination, your license ends and you must cease all use of the Service. Sections 5, 7, and 10 through 13 survive termination.
10. Disclaimer of Warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. XPENSE DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT DATA EXTRACTION AND CATEGORIZATION WILL BE ACCURATE OR COMPLETE. YOU ARE RESPONSIBLE FOR REVIEWING EXPENSE DATA BEFORE RELYING ON IT FOR ACCOUNTING, TAX, OR COMPLIANCE PURPOSES.
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, XPENSE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO THIS AGREEMENT OR THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. XPENSE'S TOTAL LIABILITY UNDER THIS AGREEMENT WILL NOT EXCEED THE AMOUNTS PAID BY YOUR ORGANIZATION FOR THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
12. Indemnification
You agree to indemnify and hold harmless Xpense and its officers, employees, and agents from any claims, damages, and expenses (including reasonable attorneys' fees) arising from your misuse of the Service or violation of this Agreement.
13. General
This Agreement is governed by the laws of the United States and the state in which Xpense is organized, without regard to conflict of laws principles. If any provision of this Agreement is found unenforceable, the remaining provisions remain in full effect. Our failure to enforce any provision is not a waiver. You may not assign this Agreement without our prior written consent. This Agreement, together with the Privacy Policy and any applicable subscription agreement, constitutes the entire agreement between you and Xpense regarding the Service.
14. Changes to This Agreement
We may update this Agreement from time to time. If we make material changes, we will update the effective date above and, where appropriate, notify you through the Service or by email. Your continued use of the Service after changes take effect constitutes acceptance of the updated Agreement.
15. Contact
Questions about this Agreement can be sent to us through our contact page.
